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% Rate

  • 0-.5%

    Votes: 10 16.1%
  • .5%-1.5%

    Votes: 3 4.8%
  • 1.5%-3%

    Votes: 10 16.1%
  • 3%-4.5%

    Votes: 10 16.1%
  • 4.5%-5.5%

    Votes: 12 19.4%
  • 5.5%-7.5%

    Votes: 10 16.1%
  • 7.5%-9%

    Votes: 4 6.5%
  • 9%-11%

    Votes: 3 4.8%
  • 11%-15%

    Votes: 0 0.0%
  • 15%+

    Votes: 0 0.0%
1 - 20 of 36 Posts

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Registered
Trailblazer SS 3SS
Joined
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789 Posts
Discussion Starter · #1 ·
Just curious, refinancing the truck and wanted to see how decent I compare too. Please also list if you bought your TBSS new or used
 

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Premium Member
2006 Red Jewel AWD
Joined
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11,641 Posts
0% for 72 months. Why pay more when the loan was interest free? Borrow GM's money for longer! :)

Unless you are paying 12% interest or something crazy like that, why re-finance a vehicle? Not the smartest idea honestly...
 

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Registered
Trailblazer SS 3SS
Joined
·
789 Posts
Discussion Starter · #6 ·
0% for 72 months. Why pay more when the loan was interest free? Borrow GM's money for longer! :)

Unless you are paying 12% interest or something crazy like that, why re-finance a vehicle? Not the smartest idea honestly...
Why not refinance? Not proud of it, but last year bought the truck used, 72 months @ 21% :burp:
Refinanced today, 4.59% x 60
No BK or anything, just mistakes from being young and dumb (2004 was 19, full time job, + part time job + full time school.... driving a 2003 cobra... couldn't stop modding it)
 

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Hater
Duh
Joined
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9,218 Posts
Used. 3.49% 60mo. I refinanced because First loan I had to get thru the dealer in Ohio at 6.x% cause my credit union wouldn't finance a vehicle out of state. Idiots.


Sent from my iPhone using Tapatalk
 

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Premium Member
TrailblazerSS
Joined
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2,655 Posts
Used, paid cash. I could see taking 0% or really low financing on a new car, but paying interest on something that is constantly losing value doesn't click in my head. Some of those interest rates are way too high. My credit is good I just choose not to use it if I don't have to.
 
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